Loren K. Allison

Debt consolidation - Free Consultation
Discussion regarding foreclosure, garnishments, repossessions, etc. - Free Consultation
Pre-debtor(Chapter 7) filling discussions - Gratis
Bankruptcy filing - Flat fee + costs
A Debt Relief Agency

"Chapter 7" is the type of bankruptcy that individuals use to cancel most of their debts.
Even though you file, you will be allowed to keep your personal property and real estate such as your home (in certain circumstances).
All of your property is subject to being confiscated unless we properly I.D. it as exempt (property you are allowed to keep).
Before you file for bankruptcy, you must obtain credit counseling.
You will be asked by a creditor to "reaffirm" a debt. Talk to me first!
Your bankruptcy will take approximately six (6) months from the date we process your initial paperwork to your "discharge" (the cancellation of your debts).
We want to get you an "automatic stay". In most cases, it prevents creditors from taking action against you as you file.
Our goal is to get you a "final discharge" which is the cancellation of all your dischargeable debts (those allowed to be eliminated).
It's that simple! You provide the information; we provide relief from your debts.

Start-up discussion - Gratis
Starting a business, obtaining licenses, Articles of Incorporation, etc - Fee per hour, dependent on size
Preventive day-to-day advice to promote profitability - Fee per hour, dependent on size
Business litigation - Flat fee

You should be "incorporated" to protect yourself from personal liability.
You can use an online form, but do you understand the legal implications?
If you have "partners", you need to outline who does what and gets what in an Operating Agreement
Do you know how to compose an Operating Agreement and what to put into it? Do you know what other documents, policies, procedures and handbooks you need?

Administrative charges, arbitration, and wrongful discharge lawsuits are the frequent result of the well intended decisions of supervisors and managers involved in your company's disciplinary process
Given the Civil Rights Act, the ADA, the Age Act, etc., employers need to prove that they have nondiscriminatory guidelines in hiring qualified employees.
Handbooks are the ideal mechanism to prove that you have consistently enforced non-discriminatory policies to operate your business.
Employees do not need volumes but need to be able to prove they have legitimate business-related reasons for their rules and regulations.
I engage in "cost effective" (below the prices of big law firms) litigation in state and federal courts when necessary.

You have 180 days to file a charge of age discrimination and 300 days for almost all other civil rights matters. This includes Fort Wayne Metropolitan Human Relations Commission ("Metro"), Indiana Civil Rights Commision ("ICRC"), and the Equal Employment Opportunity Commission ("EEOC").
You need witnesses and preferably witness statements to support your position.
How was your disciplinary action/termination different from similarly situated employees? Was it race, age, sex, etc.? How can you prove it?
An "attractive" plaintifff is an older or long service employee. People who defend their or anothers' legal rights and have adverse action taken against them soon thereafter, can allege "retaliation".

Employees who are not administrating and supervising employees are entitled to time and one-half their hourly rate upon working 40 hours in a workweek.
Just because you or your employer pays you a salary does not mean that you are not entitled to overtime pay.
Employers - Its not how you pay someone (a salary) or the title you give them, if they do not supervise/direct two (2) or more people then they are generally deserving of overtime.
Important exceptions to overtime pay are independent contractors and outside salespeople, but employers are typically unaware of this.
Employers - Do you follow the IRS test for independent contractors? Do you know how much outright selling an outside salesperson must perform?
Did you know that employees who are not paid their correct amount of wages could get double the amount due to them and their attorney's fees paid under Indiana Law?
Employers - Supervisory training is key!